One in 20 people now believe Valentine's Day is too pricey to celebrate, and six in 10 are spending less on non-essentials because of the cost of living. But, new data reveals that couples who spend more quality time with each other are 3.5 times more likely to report they are very happy in their relationship.

This Valentine’s Day, St. Modwen Homes has revealed its top 10 ‘stay-at-home’ date ideas – so you can plan the ultimate intimate evening, without breaking the bank.

From viral TikTok trends to heartfelt gestures and fun-filled activities, these finance-friendly options from national and award-winning housebuilder unveil how to inspire a memorable Valentine's Day – oh, and they’re all budgeted at under £20.

For the indecisive couple: This fun foodie challenge is a firm favourite amongst TikTok users. Forget arguing over who decides the cuisine, and simply play a fun game of Rock Paper Scissors! Head to your favourite supermarket and begin the battle to decide which person chooses the starter, who decides on the main, and who selects the dessert.

For the cinephiles: Forget that £15 cinema ticket – you can re-create the experience in your very own lounge! Draw the curtains, queue a movie marathon featuring a lineup of films that hold special memories, and sit back and relax. Don't forget the mood lighting, blankets, and microwave popcorn for the cosiest experience.

For the vino lovers: Drinking wine on Valentine’s Day is superstitiously believed to bring good luck and happiness in love, but wine-tasting experiences can come with a hefty fee. So, this Valentine’s Day, why not create your very own wine-tasting activity? Simply purchase a selection of affordable wines (and cheese to accompany, of course) and take turns guessing the flavours and origins.

For the ‘wannabe’ chefs: Challenge your partner to a cooking competition using only ingredients already available in your kitchen. You’ll be able to get creative and see who can whip up the most delicious dish - without spending a fortune - and finish the experience with two tasty dinners.

For the convenience queens: Don’t fancy cheffing up a storm? Don’t worry. Sainsbury’s dine-in for two offer is back, and it’s better than ever. This delicious deal includes a starter, main, side, dessert, and different drink options – all for just £15. All you need to do is pop them in the oven.

For the pamper professionals: For those who love a pamper night, transform your abode into a tranquil retreat by creating and indulging in DIY spa treatments. From homemade face masks using honey and avocado, to relaxing massages with essential oils, you can have a peaceful night in without stepping foot outside.

For the competitive couple: Take some time away from your screens and dust off your board game collection (or even buy a new one!) for a lively game night at home. You could even add some friendly competition to the mix, with fun prizes for the winners.

For the dancing duo: Dancing can increase the release of dopamine in different parts of the brain – ultimately making you happy! What better way to honour the month of love than by having a little boogie together? Simply create a playlist of all your top hits, make some space for a ‘dancefloor’, and get those dancing shoes (or socks, if you’re precious about the carpet) on. Hint – check out Spotify’s ‘Blend’ feature for a personalised playlist.

For the creative couple: Unleash your inner Van Gogh with an artistic evening of creativity at home. Set up a canvas and paints (which you can get for as little as £1 from The Range), then get creative! To make things even more interesting, why not challenge each other to paint something in particular?

For the inner divas: Turn up the volume this Valentine’s Day and host a karaoke night at home. Sing duets, perform solo acts, and unleash your inner rockstar. Simply bring up your chosen song on YouTube, and grab yourself a mic for under £20 from Amazon.